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House Assessment: How Much Is My House Worth If I Sell It Now?

By: Shaun Greer

The mortgage crisis continues to rock the real estate world and affect many home owners. In fact it was announced today that almost one million home owners are loosing their house to foreclosure. This does not include the over 380,000 home owners who fell behind on payment this last quarter.

With the continuation of increased foreclosures there is no doubt that home prices will continue to decline. The real estate market has many home owners asking themselves should I sell my house now or wait. Other home owners are asking themselves, now that I need to sell my house, how much is my house worth? Also what is the best way to get a house assessment?

Well first things first. If you are not behind on payments, not going through a divorce, not in foreclosure, or not being relocated by your job, it is assumed you do not need to sell yours house. If that is the case, and you do not need to sell your house I suggest holing onto it for another 3 to 5 years before selling. By that time the real estate marketing should have settled and you will not have to take a loss.

If you are in a home selling situation where you need to sell your house then you need to act quickly, because the real estate marketing continues to decline. Your first step should be to get a house assessment or find out your homes value.

If you wait to sell your house you should plan on selling in two to five years from now. It is going to take some time for the economy and real estate marketing to bounce back.

However if you need to sell your home quickly then start the process now. The first thing you will need to determine is your homes value. You need to know this so you know if you owe more for your house that what it is worth. If you do owe more for your house than what it is worth do not just walk away from your house. You have many home selling options.

The fastest and easiest way to get a house assessment or find out your homes value is to contact a local home buyer in your area. Local real estate home buyers are very knowledgeable of your local real estate market and can let you know your best selling option.

When it comes to selling your house fast you need to evaluate all your selling options, and there are many. Sell your house fast for cash, sell your house on the open real estate market with a real estate agent, sell your house quick to a real estate investor or we buy houses investor, lease option your house, sell it online, do a rent to own or sell it as an owner carry.

If you need to sell your house the first step is to determine your homes value. The fastest way to find out what your house is worth is to get a free offer from a local real estate investor or home buyer.

Florida Real Estate Statistics

How Can I Stop Foreclosure On My House?

by: Mark Lambie

We understand the being in foreclosure is a scary thing. You are probably wondering how can I stop foreclosure on my house. There are many options available when facing foreclosure. They may include reinstating the loan, forbearance, loan modification, mortgage refinancing, sale of the property, deed in lieu of foreclosure, or bankruptcy filing.

There are also many services that will work with your to help with your situation. These companies are able to tailor a plan specific to your needs. It is most important to know that time is your worst enemy when facing foreclosure. Even if you are just one payment behind, you should do something rather than wait until you are even more behind. This may sound like common sense but many people fail to do something, and just pretend like nothing it wrong. Seeking help before you are 90 days or more behind on your payments can greatly increase your chances of success.

Here are a few tips if you are facing foreclosure. First no not ignore any attempts of contact from your lender specifically letters. If you can not keep up on your payment, call or write to your lender and explain your situation. Be prepared to give financial information, and tell them that you would like to work out an arrangement until you can resume making timely payments. It is also a good idea to keep records of any contact you have with your lender. Keep in mind that any workout plan you agree to with your lender should be realistic, donít agree to something you canít follow through with.

If the bank is not willing or able to work something out with you consider getting in touch with a loss mitigation service. They will be able to work with you and develop a plan that can save your home. They will work with you one on one and structure a plan that is best suited to your needs. Since everyoneís situation is different contact them to tell them your specific situation. Many have forms you can simply fill out and get a response within hours. For more information on loss mitigation services visit http://www.foreclosure-helper.com for a free foreclosure situation analysis .

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